“May’s help-to-buy extension is another boon for housebuilders”

“Throwing another £10bn at the subsidy scheme will do nothing to improve the UK’s underlying housing problem

When former chancellor George Osborne launched his help to buy housing scheme in 2013, wise heads warned that, once a government starts subsidising mortgages, it will find it hard to stop.

So it is proving. Another £10bn is to be thrown at help to buy, the government has said in a supposedly crowd-pleasing announcement. This is a 50% increase on the sum already spent. City analysts calculate it will take until 2027 for all the money to be distributed. For as far as the eye can see, help to buy is here to stay.

On the evidence since 2013, the only guaranteed beneficiaries will be housebuilders. With a prop under house prices, their profit margins have returned to the 25% mark. Returns on capital are fatter in many cases. Yet this lovely cash hasn’t fuelled a golden era of housebuilding. Instead, the companies are returning their “surplus capital” to shareholders. Top executives, incentivised to do exactly that, are becoming richer than pre-crash bankers.

It isn’t even obvious that first-time buyers, as a group, have gained much. The ability to buy a new home with a 5% deposit is of questionable benefit if the price of the house has been artificially inflated and the government’s “interest free” portion of the mortgage doesn’t last forever.

Back in 2013, Osborne had excuse of sorts – he could plead that the banks were still in post-crash recovery mode. By contrast, the Bank of England these days frets about too much credit in the system, not too little. The situation cries out for imaginative policies to boost the supply of housing – especially regeneration projects. Another sugary serving of help to buy will do nothing to improve the underlying problem.

“We mustn’t let this scheme turn into a permanent scheme,” warned Lord King, governor of the Bank when help to buy was launched. His argument was that the policy was “a little too close for comfort to a general scheme to guarantee mortgages”. Too late now. Help to buy has acquired a life of its own and no politician dares to stand in its way.”

https://www.theguardian.com/business/2017/oct/02/may-help-to-buy-housebuilders-uk-housing-problem

The NHS: one doctor’s story

“An open letter to Prof Ted Baker, following his attack on the NHS
Dear Professor Baker,

It seems like only yesterday that another Professor – Stephen Hawking – felt compelled to raise concerns in the press about the current state of the NHS. If you recall, Hawking’s critique of Jeremy Hunt’s predilection for statistical cherry-picking prompted an extraordinary barrage of tweets from the Health Secretary, admonishing one of the world’s greatest scientists for his cluelessness on the matter of, well, scientific methodology.

Professor Baker, your interestingly-timed intervention today has prompted quite the barrage of headlines itself, hasn’t it? An NHS ‘unfit for the 21st century’, indeed? And that picture you paint of A&E departments’ disgraceful ‘unsafe practices’ – our ‘wholly unsatisfactory’ arrangements that ‘endanger patients, as well as denying them basic privacy and dignity’. It’s almost as if you think we’re somehow choosing to ‘keep piling patients into corridors where staff cannot even see them’ or to force patients to queue, hour upon hour, in ambulances outside log-jammed hospitals. Actually, you go further, don’t you? You directly blame us for the hellish conditions that patients and staff alike endured last winter, condemning our culture of ‘learned helplessness’ that leaves our patients abandoned, unmonitored, without even essentials like oxygen.

There’s just so much blame in your interview, isn’t there? Previous NHS staff, current NHS staff, ‘archaic’ NHS systems, bad managers, bad previous governments. Blimey. No-one, it seems, is immune from your blame. Except, that is, the one glaring exception. The one cherry you chose not to pick, so to speak.

Nowhere in your remarkable blame riff is there any mention of the funding climate in which frontline staff and managers alike are struggling – fighting tooth and nail, frankly – to keep on delivering a halfway decent standard of care for our patients. We are trying so unbelievably hard, Professor Baker. But we already have one of the lowest numbers of beds per capita of any country in Europe, as well as being one of the most under-doctored. And, of course, we have a government, currently, who has chosen to subject the NHS to the most draconian and sustained funding squeeze in NHS history. Right now, the NHS in my region is having to cut even more beds, hundreds of them. It simply cannot afford to do otherwise – like every acute Trust in the country. That’s not really going to help the patients stranded, bedless, in corridors about which you care so deeply, is it?

Of course NHS reform is needed. Of course we need greater community capacity and better integration between hospitals and primary care. But in omitting to mention the political context to your argument – the political choice to provide the NHS with inadequate resources safely to manage not only winter, but all-year-round rising demand – you come across, I’m afraid, as an oddly partisan chief inspector of hospitals. Why the omission, Professor Baker? Why blame the NHS and its dog, yet fall so shy and silent when it comes to acknowledging the political choices to underfund and understaff the NHS into a skeleton service in place of excellence?

Do you really think your admonishing letter to Trust CEOs, telling them to jolly well stop leaving patients in corridors, is going to do anything other than incense us all? Where else would you suggest we put them? Toilets? Broom cupboards? I believe Jeremy Hunt’s new toilet is rather lavish – perhaps we could squeeze one or two in there?

Anyone would think you were giving the Department of Health comms team a helping hand in the pre-emptive deflection of blame for the looming winter crisis away from the government and onto anyone else but Theresa and Jeremy. I thought nothing could surpass for sheer stupidity last week’s news that NHS staff were forced by NHS bosses to chant “we can do it” as an approach to managing ED winter pressures. But you, Professor Baker, have managed to out-Brent even that David Brent of a spectacle: instead of empty exhortation, you have apparently plumped for his more bullying style of management, through the medium of tetchy, head-masterly letters saying ‘you can and will pull your socks up – or else’. In all those years you’ve worked in the NHS since 1972, have you never noticed that nothing good ever comes from a caning?

Let me remind you what blame culture achieves, Professor Baker. First, it demoralises and undermines frontline staff. Then, it makes us feel hopeless and impotent. We stop trying to speak out, we become cowed and silent. And now, all that bullying and blame has managed to make the NHS less safe, not more, by allowing a culture to flourish in which no-one feels they can change anything, let alone risk speaking out for the sake of our patients.

In your interview, you’ve just achieved all of the above. I’m a hard-working NHS hospital doctor, and you’ve made me feel angry, demoralised, hopeless and incredulous – all in the same moment. That is not leadership, Professor Baker, and it is certainly not conducive to high standards of patient care. It serves only to present you to the public and NHS staff alike as a hospital chief inspector who seems to care more about playing a political game than the vital matter of patient safety.

How incredibly, bitterly disappointing.

Incidentally, please consider this letter my raising of safety concerns on behalf of NHS patients nationwide, as my duty of candour demands me to do.

Dr Rachel Clarke

Oxford”

An open letter to Prof Ted Baker, following his attack on the NHS

Gove, Brexit and pig’s ears!

“In a bizarre speech at the Tory party conference the Tory Environment Secretary and militant Brexiteer Michael Gove proved what an absolute pig’s ear the Tories are making of Brexit. …

… Scrabbling around for literally anything to put a positive spin on the ongoing Tory Brexit farce for his speech Michael Gove grasped at the unlikely subject of pigs’ ears.

Here’s what he actually said (remember that these are the actual words of an actual government minister as you read them):

“There are some cuts of the animal that are hugely popular with the British consumer, others a little less. But some of those cuts are hugely popular elsewhere, say, for example, pigs’ ears are a delicacy in China.” … “one of the reasons why [Britain] has not been as successful as we might have been at selling pigs’ ears to China is that EU rules dictate that pigs, like all livestock, have ear tags.”

He went on to say that because Brexit Britain could have its own traceability methods outside the EU without ear tags, “we can have pigs’ ears that don’t need to be pierced”.

That the idea that after well over a year of the Tories cobbling together their shambolic, ever-fluctuating Brexit plan, increased pigs’ ear sales to China is one of the best highlights of Brexit that a government minister and leading Brexiteer could imagine just goes to show what an absolute pigs’ ear they’re making of the whole thing. …

… Aside from the fact that Gove is clearly off his rocker to think that such a niche benefit to a niche market is remotely sufficient to counteract the chaos of Brexit, there’s also the fact that he didn’t even pick up on the fact that any journalist worth their salt would obviously use his mention of pigs’ ears to create a “Tories making a pig’s ear of Brexit” angle.

Before David Cameron appointed Gove to ideologically vandalise the state education sector by giving away thousands of publicly owned schools, for free, to unaccountable private sector pseudo-charities (many operated by major Tory party donors), he reportedly worked as a journalist.

That this former journalist didn’t even pick up on the damning “making a pig’s ear” angle before he started spouting such nonsense is a perfect illustration of the absolutely pathetic calibre of people Theresa May has surrounded herself to implement her anti-democratic hard-right vision of Brexit.

It’s not that Brexit is impossible (I’ve always maintained that under the right circumstances, and with a coherent plan of action it would have been worth consideration), but giving the green light to a bunch of staggeringly incompetent and ideologically deranged charlatans like Michael Gove, Boris Johnson, the disgraced Liam Fox and bumbling David Davis to simply make it all up as they go along was always going to end up with them making a total pig’s ear of the whole thing wasn’t it?.”

http://anotherangryvoice.blogspot.co.uk/2017/10/the-tories-are-making-pigs-ear-of-brexit.html

People who care for younger relatives and then have a child of their own penalised by benefit system

Saving the country millions in care costs means you can’t afford a child of your own.

Carers who voluntarily look after younger relatives to stop them being taken into care are being denied thousands of pounds in welfare entitlements as a result of the two-child benefit cap, despite government promises to exempt them.

Campaigners have called on ministers to change rules whereby kinship carers who act as guardians for at least two children are refused child tax credits and maternity grants when they decide to have a child of their own.

Ministers promised kinship carers a year ago they would not be subject to the two-child policy after a defeat over the issue in the House of Lords. However, it has emerged that the exemption only applies to carers who have birth children first and then become guardian to a third child – not the other way around.

Although in such cases the third child is the carer’s first birth child, officials have blocked child tax credit payments worth £2,780 a year because the claimant is considered to have breached the two-child limit that came into force in April. … “

https://www.theguardian.com/society/2017/oct/01/kinship-carers-denied-thousands-of-pounds-over-two-child-cap

Money for schools is recycled money, not new money

“Thousands of headteachers across England are writing to parents to warn that there is “simply not enough money in the system” to fund schools properly, as their costs continue to rise and budgets come under severe pressure.

The letter from more than 4,000 heads will tell around a million families that the government’s new national funding formula still means their children face an unfair “postcode lottery”, with some schools able to afford class sizes of 20 but similar schools in other regions forced to have classes of 35 pupils.

The heads argue that the proposed national formula – designed to iron out historic disparities in funding – will do little to solve the funding crisis affecting many state schools.

“The finances of very low-funded schools are still insufficient to provide the service that your child needs,” the letter, due to be sent on Thursday to parents of children in 17 counties, will say.

“Parents and carers need to be clear that schools in very similar socioeconomic areas will continue to have entirely different levels of funding. This often amounts to hundreds of thousands of pounds in the primary sector and even millions of pounds across the secondary sector. Far from being resolved, your child’s education will still be at the behest of a postcode funding lottery.”

New funding formula for English schools is ‘recycling’, say heads
Calculations done by the heads found that – despite the promise by the education secretary, Justine Greening, of £1.3bn extra cash – the proposal amounts to a real-terms cut of 4.6% by 2020 compared with five years earlier. …”

https://www.theguardian.com/education/2017/sep/27/headteachers-tell-parents-you-are-still-in-a-postcode-lottery

Playing politics with peoples’ lives

“Labour has called for an inquiry after the collapse of a private ambulance firm that has contracts with the NHS and other private health organisations.

Private Ambulance Service, which the trade union Unison described as running an “abysmal” operation, was issued a winding-up notice by the Inland Revenue on Friday. The firm is expected to stop trading on 9 October.

The company has been employed in Bedfordshire and Hertfordshire as non-urgent patient transport service. It worked for hospitals including Watford General and Bedford hospital.

Labour MP Justin Madders, the shadow health minister, said: “It is still staggering that under the Tories so many parts of the NHS are being packaged up and sold off to companies who are unable to run the services properly.

“Several hundreds of staff and thousands of patients are now faced with huge uncertainty because of the failings of another private ambulance firm, and it’s not the first time this has happened.”

Madders called for an inquiry into what went wrong, saying the government should place “an immediate halt” on issuing other patient transport contracts until “lessons have been learned”. …”

https://www.theguardian.com/society/2017/oct/02/labour-calls-for-inquiry-after-private-ambulance-firm-folds