Better-off buyers are the ones who benefit from help-to-buy

“Government schemes designed to help more people get on the UK housing ladder have little impact on improving social mobility as better-off buyers are most likely to benefit from the support, a report has found.

Research by the Social Mobility Commission reveals that many low-cost home ownership schemes are beyond the reach of almost all families on average earnings, prompting warnings that the UK housing market is “exacerbating inequality and impeding social mobility”.

Those benefiting from low-cost home ownership schemes, such as Help to Buy, earn more than one and a half times the national working age median income, according to the findings. …”

http://www.independent.co.uk/news/uk/home-news/government-home-ownership-schemes-families-average-earnings-social-mobility-report-commission-low-a7818616.html