“UK’s renting millennials face homelessness crisis when they retire”

“More than 600,000 members of so-called ‘Generation Rent’ are facing an “inevitable catastrophe” of homelessness when they retire, according to the first government inquiry into what will happen to millennials in the UK who have been unable to get on the housing ladder as they age.

People’s incomes typically halve after retirement. Those in the private rented sector who pay 40% of their earnings in rent could be forced to spend up to 80% of their income on rent in retirement.

If rents rise at the same rate as earnings, the inquiry found that 52% of pensioners in the private rental sector will be paying more than 40% of their income on rent by 2038. This will mean that at least 630,000 millennials are unable to afford their rent.

They will find themselves homeless or with no choice but to move into temporary accommodation, at the state’s expense, according to the report by the all-party parliamentary group on housing and care for older people.

“The number of households in the private rented sector headed by someone aged over 64 will more than treble over the next 25 to 30 years,” said Richard Best, the chair of the group. “But unless at least 21,000 suitable homes are built a year, there will be nowhere affordable for them to live. The consequence is bound to be homelessness for some.”

The report also forecasts that, in terms of quality of accommodation, the number of older households living in unfit and unsuitable private rented accommodation could leap from about 56,000 to 188,000 in 20 years’ time and to 236,500 in 30 years’ time. And it warns that the UK is headed towards an ‘inevitable catastrophe for the pensioners of tomorrow”.

Substandard housing is already known to be a direct cause of death for many older people: at least 53,000 winter deaths of old people over the last five years have been attributed to conditions related to living in a cold home.

While retired people in social housing are more likely to live in affordable, decent homes, the report – Rental Housing for an Ageing Population – says there is not nearly enough of this housing even now.

“We see the likelihood of a significant shortfall in the available places within the current stock since, at present, few retirement schemes are being created,” said Lord Best. …”

https://www.theguardian.com/society/2019/jul/17/renting-millennials-homelessness-crisis-retire?CMP=Share_iOSApp_Other

“West Midlands Combined Authority to redefine ‘affordable housing’ “

“The West Midlands Combined Authority (WMCA) has said it wants to redefine ‘affordable’ housing as [currently] the average house price in the region is seven times higher than the average annual salary.

The WMCA’s Housing and Land Delivery Board this week agreed an approach to define affordable housing “in a more localised and bespoke way”.

This will involve combining the national definition with specific local weighting and criteria within the WMCA.

A report prepared for the board’s meeting said the recommended approach to defining affordability in the West Midlands was one “that reflects the range of housing needs and ambitions across the region, ensures compliance with statutory local plans and provides investor and developer certainty”.

Local councils, the private sector and housing associations across the West Midlands were involved in shaping this work.

The report added: “As housing supply is a multi-dimensional policy area, we cannot find clear evidence that a definition on its own will unlock significant new affordable supply. But as part of the coherent comprehensive approach to affordable housing and homelessness, a regional definition can send a strong message of our commitment to address well evidenced and clear housing affordability and supply issues.”

https://www.localgovernmentlawyer.co.uk/housing-law/397-housing-news/41021-west-midlands-combined-authority-to-redefine-affordable-housing

“Boris Johnson campaign chief’s firm lobbied councils for tobacco firm”

“The lobbying firm co-run by the man heading Boris Johnson’s leadership campaign has been writing to councils on behalf of a tobacco company before the announcement of planned new anti-smoking measures due in the coming weeks.

The Guardian has seen emails showing Crosby Textor Fullbrook Partners (CTFP) contacted councillors on behalf of Philip Morris, seeking to get the tobacco multinational involved in voluntary moves to curb cigarette smoking, as opposed to more onerous statutory efforts.

One of CTFP’s partners, Mark Fullbrook, has taken temporary leave from the firm to act as Johnson’s campaign manager. The lobbying efforts took place in April, while Fullbrook was still with the company.

While there is no suggestion that Fullbrook was personally involved in these actions, or that he is advising Johnson to adopt a similar line, it comes just over a week after Johnson called for a reconsideration of “sin taxes” on highly sugared drinks.

It later emerged that another arm of Crosby’s lobbying group represents a dairy firm in Australia which sells high-sugar milk drinks of the sort that could be targeted by an extension to a UK sugar tax.

CTFP states that Fullbrook’s role at the company has no bearing on his work with Johnson, and that he currently has no contact with clients.

But amid continued delays to a landmark government consultation on public health, expected to include tough new anti-smoking measures, campaign groups and Labour have urged the Johnson camp to commit to not watering down anti-smoking plans if he becomes prime minister.

They have also called on the health secretary, Matt Hancock, now a leading supporter of Johnson, to push ahead with the plans, which are expected to include a “polluter pays” levy in which tobacco firms would be forced to finance anti-smoking measures, and compulsory cards inside cigarette packets detailing the health perils.

The so-called prevention green paper, originally due in the first half of 2019, was scheduled to be released this week, but the Department for Health and Social Care says it does not have a confirmed publication date. …”

https://www.theguardian.com/politics/2019/jul/16/boris-johnson-campaign-chiefs-firm-lobbied-councils-for-tobacco-firm?CMP=Share_iOSApp_Other

EDDC “new” HQ – rearranging the chairs …

Not everyone could hear so the chairs were rearranged:

From this? First Council meeting after May election:

And just now:

Improvement? Hmmm …!

“Berlin buys 670 flats on Karl-Marx-Allee from private owner”

THAT’S how you do it NOT “Help Developers to Make Obscene Profits” aka Help to Buy!

“The state of Berlin has bought back 670 apartments on the historic Karl-Marx-Allee from a private owner after decades of property privatisation in the German capital.

A 1950s prestige project for socialist East Germany, the grand boulevard that stretches from the city centre to Friedrichshain in the east has been the frontline of a months-long fight over gentrification and rising property prices.

The struggle erupted last November when the property management firm Predac announced its intention to offload 700 apartments on the road to Berlin’s largest property company, Deutsche Wohnen.

Fearing rent increases, tenants organised protest marches and hung banners from their apartments, eventually pushing the city senate to block the sale.

After months of legal wrangling, the senate confirmed on Monday that three blocs containing more than 670 apartments would instead be purchased by the state-owned housing provider Gewobag.

While the price of the sale was not confirmed by either side, the move to renationalise the buildings on Karl-Marx-Allee is likely to come at a steep cost, with estimates ranging between €90m-€100m (£80m-£90m).

Berlin’s mayor said the move was indicative of a wider strategy to reacquire housing stock sold to private investors in the 1990s, following rapid rises in rental costs in the city in recent years.

“Berliners should be able to continue to afford living in the city,” said Michael Müller. “That is why it was and continues to be our intention to buy up apartments wherever we can, so that Berlin can regain control of its property market.”

https://www.theguardian.com/world/2019/jul/16/berlin-buys-670-flats-on-karl-marx-allee-from-private-owner?CMP=Share_iOSApp_Other

This wouldn’t have happened at the “old” EDDC HQ!

Sidford Business Park Olanning Inquiry live feed:

“… Jeremy Upfield is the first witness of the inquiry.

He is a Devon County Council’s development management officer and will give evidence as the highways and transport case officer familiar with the site.

We are just having a pause to rearrange the tables so that the evidence can be heard by everyone in the room. …”

Might have been better and easier to use HQ 2 – Exmouth Town Hall!

https://www.sidmouthherald.co.uk/news/sidford-business-park-application-goes-before-planning-inquiry-1-6160654

Employment, wages and growth – good news – not so sure

“Following the pattern of recent months, the labour market statistics exhibit a shift towards less secure forms of employment. While the overall employment level continued to rise in the three months to May of this year, the composition of this increase is a source of some concern. The number of full-time employees fell by some 77000, and the number of part-time employees also fell slightly. There was a modest increase in the number of full-time self-employed workers, but the main source of employment growth has been part-time self-employment.

This grew by a massive 104,000 over the quarter. While many jobs of this kind offer workers the flexibility that they might want, this may come at a cost in terms of insecurity. As parts of the traditional engine room struggle in the current economic climate, workers may increasingly be turning to the gig economy.”

https://www.theguardian.com/business/live/2019/jul/16/markets-uk-unemployment-wages-ryanair-boeing-737-max-mark-carney-business-live?CMP=Share_iOSApp_Other

Fingerprint analysis backlog in south west – some taking up to 12 months

Hello, Police and Crime Commissioner Hernandez, hello …

“… Figures show more than 830 fingerprint cases were waiting to be analysed by South West Forensic Services in May.

Examination of some digital material was being delayed by up to 12 months, according to the Police Federation.

South West Forensics said it was urgently recruiting staff to “cope with demand” and it was “committed to safeguarding victims of crime”. …”

https://www.bbc.co.uk/news/uk-england-48913467

Sidmouth Herald live blogging Sidmouth Business Park Planning Inquiry

Here:
https://www.sidmouthherald.co.uk/news/sidford-business-park-application-goes-before-planning-inquiry-1-6160654

“School-holiday pressure likely to push food bank usage to ‘record levels’ “

“Food bank usage is expected to rise again when schools break up this summer, a charity has said.

The Trussell Trust has said it fears UK food banks will experience their busiest ever summer in 2019.

A huge 87,496 food parcels went to children in the UK in summer 2018 – a 20% increase on the previous summer, and the charity expects this trend to continue.

The trust said that more than a third of all emergency food parcels distributed by food banks in the its network go to children, and that extra holiday-time financial pressure placed on families who are entitled to free school meals during term time would fuel the rise.

The total number of food parcels handed out to children and adults between 1 July and 31 August last year was 240,000. The areas that received the most food packages in 2018 were the North West (24,000), London (17,000) and East of England (16,000).

To combat UK hunger, the charity is calling for the government to end the five-week wait for universal credit payments.

Emma Revie, chief executive of the Trussell Trust, said: “Food banks will do all they can to help families over the summer, with many running holiday clubs to support parents who find that their income simply won’t stretch to meet the extra pressure of missing free school meals or paying for additional childcare during the holidays.

“But no charity can replace the dignity of having enough money for the basics.”

Revie called on the government to ensure that benefits reflected the true cost of living and that work is secure and pays the real Living Wage. …”

https://www.publicfinance.co.uk/news/2019/07/school-holiday-pressure-likely-push-food-bank-usage-record-levels

What’s happening with the Greater Exeter Strategic Plan?

“… It is now intended to consult on site options and policies in the summer with a consultation on a draft GESP towards the end of the year and a revised timescale has now been agreed with Strategic Planning Committee. “

Click to access 180719%20item%2010%20Appendix%20B%20Service%20Objectives%20Q4%2018-19.pdf

Make of that what you will!

Grant Thornton – EDDC’s auditors – get more flack

Owl says: Good job we have internal auditors and an Audit and Governance Committee and a Scrutiny Committee …

“What is most perturbing is that the auditor being relied upon by investors [in Sports Direct – whose shares have tumbled] to navigate their way through the accounting miasma is Grant Thornton. It is jolly good that Grant Thornton is a challenger to the big four, but investors might feel more comfortable if the track record were more stellar.

Among its stunning successes were the audit of Patisserie Valerie, where tens of millions of pounds vanished, and Neil Woodford’s gated Equity Income fund.

Small wonder Grant Thornton has been put under special measures to raise audit quality by the enforcer, the Financial Reporting Council. Given the known unknowns, the 9 per cent drop in Sports Direct looks too kind. …”

https://www.dailymail.co.uk/money/comment/article-7249985/ALEX-BRUMMER-Chaos-Mike-Ashleys-empire-transpires-no-master-plan-place.html

Extreme poverty becoming more common

Extreme poverty – where families are routinely unable to afford regular meals, wash clothes or provide their children with basic items such as beds and sheets – is becoming more common, according to frontline family support workers.

Three-quarters of support professionals such as health visitors and social workers said they had seen an increase in the numbers of families they regularly worked with who experienced destitution and were in need of basic financial support.

Despite more families facing greater difficulties, official support was harder to come by, the survey found. “The only substantive increase in support over the last year was the increase in the number of families support workers have seen using food banks,” it read.

The survey of 1,290 frontline family support workers from 616 organisations across the UK was published by the poverty grants charity Buttle UK. It said it was undertaken to provide a “thermometer reading” of the lives of some the UK’s most vulnerable families.

It comes amid rising concern that alongside headline increases in relative poverty in recent years – more than 4 million children in the UK live below the breadline – a cohort of the very poorest families is experiencing the extreme and intractable form of poverty known as destitution.

Destitution is defined as experience of at least two of six measures over the previous month, including eating fewer than two meals a day for two or more days; or as a weekly income after housing costs of £70 for a single adult or £140 for a couple with children – an amount below which people “cannot meet their core material needs for basic physiological functioning from their own resources”.

Last week, the MPs Frank Field and Heidi Allen warned that austerity cuts meant that the poorest communities were now “blighted by the constant spectre of destitution”. An estimated 1.5 million people in the UK, including 350,00 children, experienced destitution in 2017. …”

https://www.theguardian.com/society/2019/jul/15/destitution-on-the-rise-say-frontline-family-support-workers?CMP=Share_iOSApp_Other

“Head of Ofsted calls for greater scrutiny of multi-academy trusts”

Owl says: there are many multi-academy trusts in Devon – unaccountable and unscrutinised by both parents and local authority and nothing either can do about it. Scandalous.

“The chief inspector of schools has called for increased powers to scrutinise multi-academy trusts (Mats), warning that parents and policymakers currently have only a partial view of what is happening in England’s schools.

Amanda Spielman, the head of the schools regulator Ofsted, said trusts were not being held to account properly as her inspectors were not allowed to inspect them.

Ofsted’s inspections are limited to a “summary evaluation” based on a sample of schools belonging to a trust, rather than on the trust itself, resulting in a lack of accountability, according to Spielman.

A growing number of schools in England are being taken out of local authority control and turned into academies, which critics have long claimed lack transparency and local accountability.

About three-quarters of secondary schools and a third of primaries are now academies and three-quarters of those belong to a Mat, some of which control as many as 50 schools or more. “Given the power and influence of Mats, it’s important that they are properly accountable to parents,” said Spielman.

“The fact that Ofsted is unable to inspect trusts directly means parents and policymakers are only given a partial view of what is happening in our schools. This presents some very real risks, which we have seen highlighted by the recent failures of some academy trusts.”

The system of summary evaluations of Mats was introduced this year and allows Ofsted to carry out inspections of a number of schools and publish individual reports. Overall findings are discussed with trust leaders before a summary evaluation report on the work of the Mat is published, though an inspection grade, which would be normal with schools, is not given.

Six Mats have been the subject of summary evaluations, among them the Outwood Grange academies trust, which has in the past been criticised for its discipline policy and high levels of exclusions. Ofsted’s report was positive overall but recommended that the trust should reduce exclusions by continuing to improve pupil behaviour.

Ofted published a report on Monday based on an investigation into Mats, which found that schools in larger trusts benefited from economies of scale, back-office support, training, career progression and recruitment. However, it said some Mats had taken on a large number of struggling schools too quickly, without always having the capacity or leadership necessary to improve them.

A Department for Education spokesperson said the academies programme and the freedom it gave school leaders has been at the heart of the government’s education reforms. “Ofsted have already published a number of summary evaluations reports, which are among a wide range of tools we use to hold academy trusts to account. This includes published information about trust performance, annual accounts and letters to trusts where there are issues of under-performance or weaknesses in governance or financial management.”

https://www.theguardian.com/education/2019/jul/15/head-of-ofsted-calls-for-greater-scrutiny-of-multi-academy-trusts?CMP=Share_iOSApp_Other

“New PM given stark warning over future of local councils”

“The next prime minister has just 100 days to “save” local government, a think-tank has warned.

In their first 100 days, the new leader must provide a one-year emergency settlement for local government, drop the council tax referendum requirement and come up with a strategy for health and social care funding.

These are the recommendations from the Local Government Information Unit think-tank, whose Local Finance Taskforce paper was published today. The report is based on evidence taken from 254 senior figures in local government.

Jonathan Carr-West, chief executive of LGiU, said: “The next prime minister will have 100 days to save local government when he is elected on 23 July.

“At the moment, councils have no idea how they will be funded this time next year. They face a financial cliff edge on 31 March 2020 and currently have no ability to budget or plan their services for the year ahead.

“Some may soon be forced to take very difficult decisions, based on their worst-case scenario budget estimates – making redundancies, stripping down services, selling valued public assets – that may turn out to be completely unnecessary.”

LGiU noted, from its previous research, that one in 20 councils fear it will be unable to fulfil statutory duties this year, while one in 10 expects to face legal challenges due to service cuts.

The think-tank called on the next prime minister to set out a plan for local government finance that considers overall quantum, uncertainty and risk, adult social care, business rates, council tax and other sources of funding.

On business rates, LGiU noted that despite a commitment to moving to 75% business rates retention by 2020, there is still little detail on how this will be redistributed, and called for a strategy to published “as a matter of urgency”.

The council tax referendum threshold – whereby councils must hold a local referendum on decisions to increase council tax beyond 3% – is “outdated and ripe for removal” the report said.

“Local government deserves better and local government deserves more,” Carr-West concluded.”

https://www.publicfinance.co.uk/news/2019/07/new-pm-given-stark-warning-over-future-local-councils

Swire hobnobs with Cayman Islands Chief Investment Officer in Cayman Islands this week

“Albert Isola, the Government of Gibraltar’s Minister for Commerce, recently led the Gibraltar delegation to the United Kingdom and Overseas Territories Association (UKOTA) Summit in Grand Cayman. This provided Mr Isola an excellent opportunity to address leaders and senior representatives of the Overseas Territories.

During the visit Minister Isola fulfilled two public speaking engagements. On the opening day he was invited to contribute to a panel discussion moderated by Alan Gemmell and with panellists Rt. Hon. Sir Hugo Swire, MP, Cayman Island Chief Officer, Eric Bush, JP, and Premier, the Hon Sharlene Cartwright Robinson, JP. The session, entitled: “Commonwealth Enterprise and Investment Council” (CWEIC), discussed the commercial opportunities available within the Overseas Territories for growth and expansion in a Commonwealth context. …

Gibraltar’s Fintech credentials showcased at UKOTA Summit

Grant Thornton (EDDC’s auditors) delay Sports Direct results

Owl says: not the first of the big auditors to get caught up in new, tighter regulation and certainly not the last.

“Retail tycoon Mike Ashley spooked investors on Monday after bosses at his tracksuits and trainers empire Sports Direct were forced to delay publication of its full-year results.

The acquisitive group’s highly-anticipated results were due to be published on Thursday but now the City may need to wait until August 23rd to glimpse beneath the bonnet of the firm.

Fearing the worst, investors fled. Shares slid 15 per cent in early trading on Monday to £2.20 – near to a seven-year low and well below the firm’s 2007 flotation price of £3.00. …

It said that its auditors at Grant Thornton need more time to sign off the accounts due to increased regulation and also pointed to ‘uncertainty’ around the future trading performance of House of Fraser, which it bought in a pre-pack administration for £90million last summer.

‘The reasons for the delay are the complexities of the integration into the company of the House of Fraser business, and the current uncertainty as to the future trading performance of this business, together with the increased regulatory scrutiny of auditors and audits,’ the group said. …”

https://www.thisismoney.co.uk/money/markets/article-7248053/Sports-Direct-shares-slump-billionaire-retail-tycoon-Mike-Ashley-delays-results.html

Times: “Persimmon faults are exposed on TV”

“Pressure is about to return to Persimmon, with a television investigation set to reveal more concerns about the quality of its properties and customer service.

Britain’s New Build Scandal, to be aired tonight on Channel 4 as part of its Dispatches series, will feature an inspection of a new Persimmon home that found 295 faults, 70 per cent of which were so serious that they violated building regulations, including a fire door that did not close, leaking sinks, unsealed showers and faulty waste connections.

Britain’s most profitable housebuilder is responsible for one in seven homes sold via the government-backed Help to Buy mortgage scheme and in February became the first to report an annual profit of more than £1 billion. Based in York and a member of the FTSE 100 index of leading shares, it was embroiled in a pay scandal last year when Jeff Fairburn, 53, chief executive at that time, was awarded £81.6 million under a long-term incentive scheme put together in 2012 and linked to dividends and the share price.

Persimmon apologised to the customers featured in the programme, including two whose home was uninhabitable for three months after buying it. “We fully accept that on too many occasions in the past we have fallen short on customer care and we can and will do better,” it said.

Last month The Times revealed Persimmon had removed complaints about the standard of its homes from Facebook after taking over the administration of a group targeting customers on the social media site.”

Source: Times, pay wall

Sidmouth’s over 55 population expected to grow by 15% by 2041

Inly luxury homeowner retirement properties being built NOT affordable homes for older people with lower incomes:

https://www.theguardian.com/society/2019/jul/14/lack-of-homes-suitable-for-older-people-fuels-housing-crisis-report?CMP=Share_iOSApp_Other